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We keep hoping that when life gets easier, we get a raise, the kids move out, or we win the lottery, then we’ll be able to save a few nickels and dimes from our paychecks — and finally get ahead.
But let’s just face it. If it doesn’t work now, it’s not going to work later.
If you want to save money, you have to find a way that works NOW.
You have to find a way to save money that accommodates the things you want and need in life if you truly want to amass savings.
You can’t do without or “cut back” to stuff a little cash away. If you do, you’re not going to stick with the plan, and you won’t save money.