U.S. Credit Rating Downgrade: How It Affects Advertising by Laurie Sullivan @lauriesullivan, August 6, 2023 The Fitch Ratings agency last week announced that it would downgrade its long-term credit rating of the United States from AAA to AA+ with a stable outlook. It forced the stock market rally to take a breather, and drove up … Continue reading U.S. Credit Rating Downgrade: How Does It Affect Advertising?
By Sam Becker September 10, 2022 Tens of millions of Americans live outside of the mainstream financial system, and as many as 11%—or an estimated 50 million, as of 2022—can be classified as “credit invisible.” That means that they have no or little credit history; and as a result, could be denied access … Continue reading Citi’s head of racial equity talks about how the financial giant is fixing ‘credit invisibility’
By Clint Rainey September 07, 2022 The Federal Trade Commission (FTC) is ordering Credit Karma, the free personal-credit monitoring site, to pay $3 million to users who received “false ‘pre-approved’ credit card offers” that ended up hurting their credit scores. The agency filed a complaint alleging that from February 2018 to April 2021, Credit … Continue reading Credit Karma might owe you money over fake ‘pre-approved’ card offers: Here’s how to find out
Debit Vs. Credit Card Spending Rose During Holidays For COVID Lockdown Categories by Laurie Sullivan , Staff Writer @lauriesullivan, January 28, 2022 Despite supply-chain slowdowns and record out-of-stock warnings during the 2021 holiday season, U.S. consumer spending on credit and debit cards from the week of Thanksgiving through the week of Christmas for 2021 rose 22%, … Continue reading Debit Vs. Credit Card Spending Rose During Holidays For COVID Lockdown Categories
Brian Wallace January 7, 2022 There are many milestones to reach as an adult, from the first legal night at the bar, to the first car purchase, to the first “real” job. One of the most important “adult” milestones to build a foundation for a financially secure future, is to achieve a great credit score, … Continue reading Fixing the Credit Score Problem [Infographic]
Aileen Ott April 8, 2021 Many small business owners apply for funding to cover operating expenses or support their growth, only to discover that they cannot qualify because of a lack of business credit or poor business credit. When you’re focused on day-to-day operations and seizing opportunities to grow, it’s easy to forget about building … Continue reading How to Build Good Credit for Your Business
Steven Tulman — January 3, 2020 Follow @StevenTulman Many people think that once they file for bankruptcy or a consumer proposal they will never be able to get credit cards or a mortgage again or that they will have to wait several years before they can apply for and qualify for credit products again. Not … Continue reading Can You Qualify for Credit After a Bankruptcy or Consumer Proposal?
Steven Tulman — December 23, 2019 Follow @StevenTulman Fix Your Credit – CloverMortgage.ca If you have made credit mistakes or have encountered financial hardships in the past and your credit score suffered as a result, you will likely have a difficult time to qualify for credit products and loans such as a mortgage, car lease, … Continue reading 8 Simple Steps to Improving Your Credit Score
Steven Tulman — December 17, 2019 Follow @StevenTulman How is Your Credit Score Calculated? When applying for credit, your credit score is one of the most important factors that will help determine if you can qualify for credit and what kind of interest rate and terms you will be offered. If you have an excellent … Continue reading How is Your Credit Score Calculated?
Steven Tulman — December 5, 2019 Follow @StevenTulman Poor credit score report with pen and keyboard If you have ever missed a payment on a credit card or fell behind on bill payments, chances are that your credit score was negatively affected. If you have managed to resolve these outstanding debts then depending on a … Continue reading How Long Does Bad Credit Stay On Your Record?