Tag Archives: credit

How to Build Good Credit for Your Business

Aileen Ott April 8, 2021 Many small business owners apply for funding to cover operating expenses or support their growth, only to discover that they cannot qualify because of a lack of business credit or poor business credit. When you’re focused on day-to-day operations and seizing opportunities to grow, it’s easy to forget about building … Continue reading How to Build Good Credit for Your Business →

Credit Card Chargebacks: Merchants’ Rights

Search Engine Optimization

Sandra Wrobel-Konior November 12, 2020 Chargebacks were created to protect customers’ rights, but that doesn’t mean that its main goal is to hurt merchants. Did you know that you, as a merchant, also have chargeback rights? Card networks, such as Visa and Mastercard, provide rules and regulations that protect you from fraudulent activity, including friendly … Continue reading Credit Card Chargebacks: Merchants’ Rights →

The 5 “Cs” of Credit

Credit Cards

Steven Imke August 26, 2020 When a business approaches a lending institution about debt financing, the lender conducts an evaluation of the borrower using a method known as the 5 C’s of Credit. Here is a quick explanation of each measurement. Character Is the business considered trustworthy and do they have a good record of … Continue reading The 5 “Cs” of Credit →

Improve Your Business Credit with These 7 Steps

Business Financing

Robert Gloer — March 3, 2020 777546 / Pixabay It can take a while for a small business to establish a credit rating and even longer to improve one. But make no mistake, your credit rating is an essential element when you seek credit or a loan. It also helps get you approved by landlords, … Continue reading Improve Your Business Credit with These 7 Steps →

Can You Qualify for Credit After a Bankruptcy or Consumer Proposal?

Credit Scoring

Steven Tulman — January 3, 2020 Follow @StevenTulman Many people think that once they file for bankruptcy or a consumer proposal they will never be able to get credit cards or a mortgage again or that they will have to wait several years before they can apply for and qualify for credit products again. Not … Continue reading Can You Qualify for Credit After a Bankruptcy or Consumer Proposal? →

8 Simple Steps to Improving Your Credit Score

Credit Scoring

Steven Tulman — December 23, 2019 Follow @StevenTulman Fix Your Credit – CloverMortgage.ca If you have made credit mistakes or have encountered financial hardships in the past and your credit score suffered as a result, you will likely have a difficult time to qualify for credit products and loans such as a mortgage, car lease, … Continue reading 8 Simple Steps to Improving Your Credit Score →

How is Your Credit Score Calculated?

Credit Scoring

Steven Tulman — December 17, 2019 Follow @StevenTulman How is Your Credit Score Calculated? When applying for credit, your credit score is one of the most important factors that will help determine if you can qualify for credit and what kind of interest rate and terms you will be offered. If you have an excellent … Continue reading How is Your Credit Score Calculated? →

How Long Does Bad Credit Stay On Your Record?

Credit Scoring

Steven Tulman — December 5, 2019 Follow @StevenTulman Poor credit score report with pen and keyboard If you have ever missed a payment on a credit card or fell behind on bill payments, chances are that your credit score was negatively affected. If you have managed to resolve these outstanding debts then depending on a … Continue reading How Long Does Bad Credit Stay On Your Record? →

25 Mistakes Businesses Make When Starting to Accept Credit Cards

Business Challenges

Chalmers Brown — November 29, 2019 When it comes to getting paid for your products or services, there are few options that top credit cards. That’s because accepting credit cards increases profitability, keeps you competitive, and are quick and easy to set-up. Credit cards are also the preferred payment method of customers. In fact, the … Continue reading 25 Mistakes Businesses Make When Starting to Accept Credit Cards →

MasterCard buys SessionM for tighter credit card-loyalty program integration

Acquisition

The deal will provide customer insights for personalized offers and targeting and enable closed-loop measurement at the point of sale. Greg Sterling on October 22, 2019 Mastercard has purchased customer data and loyalty platform SessionM. Terms weren’t disclosed but the startup raised almost $100 million over four rounds. SessionM is behind loyalty programs for a … Continue reading MasterCard buys SessionM for tighter credit card-loyalty program integration →