10 Financial Planning Mistakes Couples Make When Shacking Up ValueWalk / Sep 14, 2023 Now more than ever before, young people are shacking up with their partners in an attempt to save more money as costs continue to climb, and the housing market out-prices the majority of younger first-time buyers. One Realtor.com study of roughly 3,009 … Continue reading 10 Financial Planning Mistakes Couples Make When Shacking Up
Category Archives: Financial Education
How to find opportunities in a financial crisis
By James Vincent July 13, 2022 Market conditions, rising inflation, and worldwide uncertainty due to war and supply-chain issues are impacting businesses of all kinds and sizes. Some investors and boards are advising companies to cut costs and freeze hires, and some businesses have already started laying off large chunks … Continue reading How to find opportunities in a financial crisis
Embedded Finance: The End of Traditional Banking
Embedded Finance: The End of Traditional Banking Nelia Holovina / 03 Jun 2022 The role, place, and attitude of banks have changed throughout history. In the past, people did not require much from the bank. It was just a place to store money safely. However, today in the 21st century, people have much more … Continue reading Embedded Finance: The End of Traditional Banking
The Transition From LIBOR to RFR
Mahipal Nehra November 18, 2021 If you are a banker, you must have heard about the LIBOR transition to RFR and why the Financial Conduct Authority (FCA) who is responsible for LIBOR regulation wants to phase out Libor by the end of the year 2021. But, what LIBOR is and why is there a need … Continue reading The Transition From LIBOR to RFR
Income Annuities Can Transform Retirement Savings Into Income
Deanna Ritchie November 4, 2021 Do you have enough money to retire? Are you guaranteed enough to last for the rest of your life? Are you concerned that you’ll run out of income before the end of your life? Social Security contributions are around 40% of an average wage earner’s pre-retirement earnings. If, like the … Continue reading Income Annuities Can Transform Retirement Savings Into Income
A Guide to Coping With Debt and Financial Stress
Deanna Ritchie November 3, 2021 According to an AICPA-commissioned Harris Poll study of 1,004 U.S. adults, 56% of Americans reported that their debt has negatively affected their lives. The survey also found that 28% of debtors stated their debt caused stress in everyday financial decisions; 21% said it had caused conflicts with their partners; … Continue reading A Guide to Coping With Debt and Financial Stress
7 Smart Ways to Protect Your Family’s Financial Future
Peter Daisyme October 17, 2021 Anytime money accumulates, risk and uncertainty also enter the picture. Thankfully, as the leader of your family, you can make certain proactive decisions to guard your financial future and safeguard against serious threats. The sooner you put them into practice, the better. Adopting a Long-Term Financial View Money is often … Continue reading 7 Smart Ways to Protect Your Family’s Financial Future
Financial Data Interoperability with ISO 20022
Mahipal Nehra September 12, 2021 Data interoperability has become an essential part of a world shaped by algorithms, especially in the financial industry. Banks and other financial institutions are set to transition their payment systems through SWIFT messages to the highly structured and data-rich ISO 20022 standard. It will become a universal standard for large … Continue reading Financial Data Interoperability with ISO 20022
Making Yourself Financially Secure as a Millennial
Matt Rowe August 30, 2021 Financial security is a common goal amongst millennials. After all, we all want to make sure that we have enough money for college, a house in the future, and other major life events. However, actually building financial security can be difficult. That’s why in this article, we’ll talk about how … Continue reading Making Yourself Financially Secure as a Millennial
Tips to Hone Your Personal and Professional Financial Literacy as a Woman
Sue Reynolds August 9, 2021 Each year, August 14th marks National Financial Awareness Day. While women are stepping up to the role of finance both personally and professionally, did you know that nearly one-third of the gender financial literacy gap is attributed to women’s lower confidence levels around the topic? In my house growing up, … Continue reading Tips to Hone Your Personal and Professional Financial Literacy as a Woman