By embracing its identity as a data company, Experian is driving innovation in credit building and consumer financial tools. BY Sam Becker Figuring out who’s creditworthy is getting more complicated, and millions of Americans are stuck with “thin files” or are considered credit invisible. That means they’re struggling to borrow or access credit, while lenders miss … Continue reading How Experian is using data to unlock financial power for everyone
Each year, we cheer as the villains of our favorite Christmas movies change their tune, get their comeuppance, or meet an ignominious end. But these holiday baddies also have a lot to teach us about money. BY Emily Guy Birken One of the benefits of rewatching your favorite holiday films year after year is getting the … Continue reading Some of the best financial advice I ever got came from the Grinch
October 26, 2024 How to find a financial adviser you can trust Before you hire a financial planner, here are the four key questions you need to ask them. BY Emily Guy Birken I’ll let you in on a little secret: Even money experts can feel intimidated when walking into a financial adviser’s office for the … Continue reading 4 questions you need to ask to find a financial adviser you can trust
August 12, 2024 Most American households’ cash and savings are shrinking, SF Fed report says Those liquid assets rose less sharply and the excess was depleted earlier and is now about 13% lower than the projected path prior to the pandemic. BY Reuters Middle- and low-income U.S. families now have significantly fewer liquid resources like bank … Continue reading Most American households’ cash and savings are shrinking, SF Fed report says
July 13, 2024 A financial guide to navigating your sandwich generation years Feeling squeezed between the pressures of caring for aging parents and raising school-age kids? If this describes you, the specific financial advice here can help you and the two generations relying on you. BY Emily Guy Birken Sometimes, it feels like everyone needs you … Continue reading A financial guide to navigating your sandwich generation years
May 06, 2024 Warren Buffett cautions shareholders AI scams could be the ‘growth industry of all time’ The ‘Oracle of Omaha’ reissued caution at the annual shareholder meeting. BY Associated Press Warren Buffett cautioned the tens of thousands of shareholders who packed an arena for his annual meeting that artificial intelligence scams could become “the growth … Continue reading Warren Buffett cautions shareholders AI scams could be the ‘growth industry of all time’
10 Financial Planning Mistakes Couples Make When Shacking Up ValueWalk / Sep 14, 2023 Now more than ever before, young people are shacking up with their partners in an attempt to save more money as costs continue to climb, and the housing market out-prices the majority of younger first-time buyers. One Realtor.com study of roughly 3,009 … Continue reading 10 Financial Planning Mistakes Couples Make When Shacking Up
By James Vincent July 13, 2022 Market conditions, rising inflation, and worldwide uncertainty due to war and supply-chain issues are impacting businesses of all kinds and sizes. Some investors and boards are advising companies to cut costs and freeze hires, and some businesses have already started laying off large chunks … Continue reading How to find opportunities in a financial crisis
Embedded Finance: The End of Traditional Banking Nelia Holovina / 03 Jun 2022 The role, place, and attitude of banks have changed throughout history. In the past, people did not require much from the bank. It was just a place to store money safely. However, today in the 21st century, people have much more … Continue reading Embedded Finance: The End of Traditional Banking
Mahipal Nehra November 18, 2021 If you are a banker, you must have heard about the LIBOR transition to RFR and why the Financial Conduct Authority (FCA) who is responsible for LIBOR regulation wants to phase out Libor by the end of the year 2021. But, what LIBOR is and why is there a need … Continue reading The Transition From LIBOR to RFR
